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Enhancement of the calculation kernel of a private health insurance by a dynamic modification of additional nursing tariffs
Project duration: 1 year
Brief description
With additional nursing charges, you can dynamically increase the daily rates to be paid, that is, the benefits increase over time. The existing calculation kernel of private health insurance is extended by a component for calculating the new daily rates and the resulting changed premiums. Depending on the rate, there are different rules for increasing the daily rate (for example, as a percentage or based on the inflation rate). In addition, the customer has the possibility to object to the increase once or permanently.
Supplement
As part of the batch run for premium adjustment of maintenance rates with dynamic variants, a program implemented in C++ for calculating daily rates is addressed as a subprocess on the host. This identifies the affected contracts, calculates the new daily rates, determines the resulting changed contributions and passes these on to the subsequent processes. Since the core for contribution calculation is only available on the client under Linux and Windows, it must be ported to the host for integration into the batch process.
Subject description
Additional daily care benefit rates with dynamic variants offer the policyholder the opportunity to better protect himself from any high care costs that have not been calculated by paying higher premiums. This increase in care costs is due, for example, to inflation or rising wages. In addition, the policyholder has the possibility to keep his premiums stable according to the individual circumstances by lodging a single or repeated objection and to forego an increase in benefits.
Overview
- Industries insurance
- Specialist tasks health insurance, nursing care insurance, software development, tariffing
- DV tasks customised software new development
- System environment Client/Server, host systems
- Procedure model iterative procedure
- Development/ test tools MS Visual Studio
Project period01.08.2016 - 30.07.2017
Contact
PTA GmbH Head Office
Weberstraße 2-4
D-68165 Mannheim
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